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The Ramsey Show

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The Ramsey Show
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  • The Ramsey Show

    You Don’t Escape Debt by Waiting—You Escape by Acting

    27.1.2026 | 2 Std. 18 Min.
    💵 Get Money Help from Ask Ramsey!

    🚢 ⁠Book your cabin: Save $300 this week only! ⁠

    Due to severe weather and an ice storm impacting our area, our team wasn’t able to produce a live show today. We hope you enjoy this compilation from past episodes and we'll be back with a live show soon!

    Dave Ramsey and Ken Coleman answer your questions and discuss:

    I am getting calls regarding debt on my deceased father. How do I handle this?

    What's the best way to start the Baby Steps?

    My dad wants me to pay for his life insurance

    I'm afraid to pay off my debt

    I've been fired twice and we're drowning in debt

    Mother-in-law ran up $14K on our joint credit card

    Next Steps:

    ✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

    💸 ⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠

    💻 ⁠⁠Need help with your taxes? See who we trust.⁠⁠

    🚢 ⁠⁠⁠⁠⁠Set Sail with Dave Ramsey! Book your cabin today.⁠⁠

    Connect With Our Sponsors:

    Get 10% off your first month of ⁠⁠⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠⁠⁠

    Go to ⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠ to switch today!

    Go to⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more

    If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off

    Learn more about⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠

    Get started today with⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠

    Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠

    Go to⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!

    Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠

    Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠

    Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠

    Visit⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠ today to learn more

    Get started with ⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY

    Visit⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!

    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠

    ⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠

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  • The Ramsey Show

    My Parents Just Told Me I Owe Them $114K

    26.1.2026 | 2 Std. 17 Min.
    💵 ⁠Get Money Help from Ask Ramsey!⁠

    🚢 ⁠Book your cabin: Save $300 this week only! ⁠

    George Kamel and Jade Warshaw answer your questions and discuss:

    "How should I respond to my parents asking for my 529 funds to be repaid?"

    "How can I build wealth so I can leave an abusive situation?"

    "My husband bought a home without telling me, should I be concerned about this?"

    "How do I address my girlfriend's debt before proposing to her?"

    "How much of my income should be my mortgage payment?".

    Next Steps:

    ✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

    📲 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

    📈 ⁠For help with investing, get connected with a SmartVestor Pro

    💵 Think you're good with money? Take our free quiz!

    💻 Need help with your taxes? See who we trust.

    Connect With Our Sponsors:

    Get 10% off your first month of ⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠

    Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today!

    Go to⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more

    If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off

    Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠

    Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠

    Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠

    Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!

    Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠

    Find top health insurance plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠

    Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠

    Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more

    Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY

    Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today!

    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠

    ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The Ramsey Show

    Clarity With Money Brings Peace At Every Stage Of Life

    23.1.2026 | 2 Std. 18 Min.
    ❓⁠⁠Have a money question? Ask Ramsey is here to help!⁠⁠

    Jade Warshaw and George Kamel answer your questions and discuss:

    "Is it normal to be in debt to your spouse?"

    "How much can I spend in retirement?"

    "How can I get my husband to open up about his finances?"

    "My 52-year-old daughter is making our home a living nightmare. How do we kick her out?"

    "We make $40,000 a month but we barely have enough left over at the end of the month to make ends meet".

    Next Steps:

    ✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

    🛡️ ⁠⁠⁠Protect yourself with trusted insurance coverage that fits your budget.⁠⁠⁠

    📲 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

    💵 Think you're good with money? Take our free quiz!

    💻 ⁠⁠Need help with your taxes? See who we trust.⁠⁠

    Connect With Our Sponsors:

    Get 10% off your first month of ⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠

    Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today!

    Go to⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more

    If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off

    Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠

    Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠

    Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠

    Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!

    Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠

    Find top health insurance plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠

    Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠

    Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more

    Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY

    Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today!

    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠

    ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The Ramsey Show

    My Husband Refuses To Work And Still Lives Off His Parents

    22.1.2026 | 2 Std. 18 Min.
    ❓⁠⁠Have a money question? Ask Ramsey is here to help!⁠⁠

    Rachel Cruze and Dr. John Delony answer your questions and discuss:

    "My husband refuses to get a job, I'm worried he is going to ruin us financially"

    "I'm $350,000 in debt, should I file for bankruptcy?"

    "Should I finish Baby Step 2 before buying my home?"

    "Am I wrong to ask my daughter to pay rent and contribute to grocery costs?"

    "Should we sell our double-wide?"

    "We don't have anything saved for retirement, where do we start?"

    "My boyfriend has $60,000 of debt and keeps spending money on non-essentials. Should I break up with him?"

    "Our contractor keeps missing deadlines for our home addition. Should we fire him?"

    Next Steps:

    ✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

    📲 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

    🛡️ ⁠⁠Protect yourself with trusted insurance coverage that fits your budget⁠⁠

    📈 For help with investing, get connected with a SmartVestor Pro

    💻 Need help with your taxes? See who we trust.

    💵 Think you're good with money? Take our free quiz!

    Connect With Our Sponsors:

    Get 10% off your first month of ⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠

    Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today!

    Go to⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more

    If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off

    Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠

    Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠

    Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠

    Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!

    Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠

    Find top health insurance plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠

    Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠

    Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more

    Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY

    Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today!

    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠

    ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The Ramsey Show

    "I've Been Doing OnlyFans For 3 Years And Want Out"

    21.1.2026 | 2 Std. 18 Min.
    ❓⁠⁠Have a money question? Ask Ramsey is here to help!⁠⁠

    George Kamel and Rachel Cruze answer your questions and discuss:

    "I'm burnt out from doing OnlyFans, how do I get out of this?"

    "My mom is resentful that they are still paying my student loans. Should I take on the payments?"

    "Should I buy a house to flip in order to pay off $40,000 of debt?"

    "What is extendable term-life insurance?"

    "My husband doesn't want to pay off our debt even though we have the money to do so".

    Next Steps:

    ✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

    💵 ⁠Think you're good with money? Take our free quiz!⁠

    📲 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

    🏠 Get organized and prepared to buy or sell a home⁠⁠

    💻 Need help with your taxes? See who we trust.

    Connect With Our Sponsors:

    Get 10% off your first month of ⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠

    Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today!

    Go to⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more

    If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off

    Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠

    Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠

    Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠

    Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!

    Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠

    Find top health insurance plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠

    Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠

    Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more

    Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY

    Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today!

    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠

    ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠
    Learn more about your ad choices. Visit megaphone.fm/adchoices

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The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
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