Martin Lewis joins Nihal to give you tips on how to get the most out of your holiday spending money.

Martin answers all of your questions on energy bills and gives practical advice on what you can do to make sure you’re keeping on top of rising costs.

As forecasts suggest household energy bills are likely to rise 65% in the winter – meaning annual bills are likely to breach the £3,300 mark - Martin offers his advice on what you can do to limit those hikes. Plus we hear the stories of your debt free days.

As interest rates rise Martin has advice on what impact it can have on mortgage holders and savers – and how you can make your money work harder. Plus he warns of more energy price rises and whether you can limit their effect.

Martin delivers a warning on rising insurance costs, revisits money and mental health issues… and can Nihal get another winner on Mastermind?