So my friend Jack, heads down to his favorite fast food place, for breakfast. A cup of coffee, and one of those breakfast sandwiches. It's 9 o'clock, and normally the shop has been open for a couple of hours by now. Jack goes in a little later to avoid the rush. But there's no rush today. In fact the fast food place isn't even open. A lady at the window explains that the workers haven't shown up for work. And she's not sure when, or if, they're coming in.

The year was 1972, and I was studying at the New York Institute of Finance. Preparing for a career in finance. My principal Professor was Charles McGolrick. McGolrick was one of the colorful characters who filled Wall Street in those days. As a young man he had seen the destruction of the Great Stock Market Crash of 1920, and the ensuing depression.

The year was 1972, and I was studying at the New York Institute of Finance. Preparing for a career in finance. My principal Professor was Charles McGolrick. McGolrick was one of the colorful characters who filled Wall Street in those days. As a young man he had seen the destruction of the Great Stock Market Crash of 1920, and the ensuing depression.

The year was 1972, and I was studying at the New York Institute of Finance. Preparing for a career in finance. My principal Professor was Charles McGolrick. McGolrick was one of the colorful characters who filled Wall Street in those days. As a young man he had seen the destruction of the Great Stock Market Crash of 1920, and the ensuing depression.

The year was 1972, and I was studying at the New York Institute of Finance. Preparing for a career in finance. My principal Professor was Charles McGolrick. McGolrick was one of the colorful characters who filled Wall Street in those days. As a young man he had seen the destruction of the Great Stock Market Crash of 1920, and the ensuing depression.